Anti-Money Laundering (AML) & Know Your Customer (KYC) Policy

Effective Date: July 19, 2026

Last Updated: July 19, 2026

Version: 1.0

---

1. Introduction

This Anti-Money Laundering (AML) and Know Your Customer (KYC) Policy outlines the commitment of BM FOREX HUB LTD ("Company," "we," "our," or "us") to preventing money laundering, terrorist financing, fraud, identity theft, and other financial crimes.

This Policy applies to all customers, students, members, subscribers, business partners, and users of our website and services.

2. Purpose

The purpose of this Policy is to:

• Protect BM FOREX HUB LTD from financial crime.
• Verify the identity of customers where appropriate.
• Prevent fraud and identity theft.
• Comply with applicable laws and regulations.
• Promote a safe and secure business environment.

3. Scope

This Policy applies to users of:

• Online training programs
• Physical training courses
• Mentorship services
• VIP memberships
• Copy trading services (where offered)
• Paid subscriptions
• Any other paid services provided by BM FOREX HUB LTD

4. Customer Identification (KYC)

Where necessary, BM FOREX HUB LTD may request information to verify a customer’s identity before providing certain services.

Verification may include:

• Full legal name
• Date of birth
• Residential address
• Email address
• Telephone number
• Government-issued identification (such as a National ID, Passport, or Driver’s Licence)
• Selfie or identity verification photograph (where appropriate)

We reserve the right to request additional documentation where required for verification or to comply with applicable laws.

5. Business Verification

For corporate clients or organizations, we may request:

• Certificate of Incorporation or Registration
• Business registration documents
• Tax identification information
• Details of directors or authorized representatives
• Proof of business address

6. Source of Funds

Where appropriate, BM FOREX HUB LTD may request information regarding the source of funds used to purchase our services.

Examples include:

• Employment income
• Business income
• Savings
• Investments
• Other lawful sources

We reserve the right to decline transactions where the source of funds cannot reasonably be established.

7. Prohibited Activities

The following activities are strictly prohibited:

• Money laundering
• Terrorist financing
• Fraud
• Identity theft
• Use of stolen payment methods
• Chargeback fraud
• Forged identity documents
• False information during registration
• Unauthorized use of another person’s identity
• Any activity prohibited under applicable law

Accounts suspected of engaging in prohibited activities may be suspended or terminated without prior notice.

8. Transaction Monitoring

BM FOREX HUB LTD may monitor transactions and account activity to identify unusual or suspicious behavior.

This may include:

• Multiple accounts controlled by the same individual without authorization
• Repeated failed payment attempts
• Unusual purchasing patterns
• High-risk payment activity
• Suspicious account behavior

Monitoring is conducted to protect both our customers and the integrity of our services.

9. Record Retention

We may retain customer identification and transaction records for the period required by applicable law or for legitimate business purposes.

Records are maintained securely and handled in accordance with our Privacy Policy.

10. Reporting Suspicious Activity

Where required by law, BM FOREX HUB LTD may report suspicious transactions or activities to the relevant authorities.

We may also cooperate with law enforcement agencies and regulatory bodies during lawful investigations.

11. Privacy

Information collected under this Policy will be processed in accordance with our Privacy Policy and applicable data protection laws.

Customer information will not be disclosed except where:

• Required by law
• Necessary to investigate fraud
• Required by a competent authority
• Necessary to protect our legal rights

12. Refusal or Termination of Services

BM FOREX HUB LTD reserves the right to refuse, suspend, or terminate services where:

• Identity verification cannot be completed.
• False or misleading information is provided.
• Fraudulent or illegal activity is suspected.
• Required documentation is not supplied.
• Continued provision of services would violate applicable law.

13. User Responsibilities

By using our services, you agree to:

• Provide accurate and truthful information.
• Keep your account information up to date.
• Cooperate with reasonable verification requests.
• Use only payment methods that you are authorized to use.
• Comply with all applicable laws and regulations.

14. Policy Updates

We may amend this AML & KYC Policy from time to time to reflect changes in legal requirements, regulatory expectations, or our business practices.

Any updated version will be published on our official website and will take effect immediately upon publication.

15. Governing Law

This Policy shall be governed by and interpreted in accordance with the laws of the Republic of Kenya.

Nothing in this Policy limits any obligations imposed by applicable anti-money laundering, anti-fraud, or data protection laws.

16. Contact Information

BM FOREX HUB LTD

Website: https://bmforexhub.exchange
Email: info@bmforexhub.exchange
Phone: +254 780 618 608

Business Address:
Shoppers Paradise Building, 4th Floor
Kenyatta Avenue
Nakuru, Kenya