Terms of Service

Effective Date: July 19, 2026

Last Updated: July 19, 2026

Version: 1.0

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1. Acceptance of Terms

Welcome to BM FOREX HUB LTD ("Company," "we," "our," or "us").

These Terms of Service ("Terms") govern your access to and use of the BM FOREX HUB LTD website, educational platform, trading community, mentorship programs, mobile applications, and any related services (collectively, the "Services").

By accessing or using our Services, creating an account, purchasing any product or service, or otherwise interacting with BM FOREX HUB LTD, you agree to be legally bound by these Terms. If you do not agree with these Terms, you must discontinue use of our Services immediately.

2. Eligibility

To use our Services, you must:

• Be at least 18 years of age or the legal age required in your jurisdiction.
• Have the legal capacity to enter into a binding agreement.
• Provide accurate and complete information during registration.
• Comply with all applicable laws and regulations.

3. Our Services

BM FOREX HUB LTD provides educational and informational services, including but not limited to:

• Forex trading education
• Smart Money Concepts (SMC) training
• Live market analysis
• Mentorship programs
• Online and physical training courses
• Trading communities
• VIP memberships
• Copy trading technology (where offered)
• Market insights and educational content

Our Services are intended for educational purposes and should not be interpreted as personalized financial or investment advice.

4. User Accounts

You are responsible for:

• Maintaining the confidentiality of your login credentials.
• Restricting access to your account.
• Ensuring the accuracy of your information.
• All activities conducted under your account.

You must notify us immediately if you suspect unauthorized access to your account.

5. Payments and Fees

Certain Services require payment.

By purchasing any service, you agree that:

• All prices are displayed in the applicable currency.
• Payments must be completed before access is granted unless otherwise stated.
• Taxes, if applicable, are your responsibility.
• BM FOREX HUB LTD may change pricing at any time for future purchases.

6. Refund Policy

Unless otherwise required by applicable law or expressly stated in writing:

• Payments for digital courses, mentorship programs, memberships, VIP access, downloadable materials, and educational content are non-refundable once access has been granted.
• Refund requests for physical events or services will be handled in accordance with the specific terms communicated at the time of purchase.

7. Intellectual Property

All content made available through BM FOREX HUB LTD, including but not limited to:

• Videos
• PDFs
• Training manuals
• Charts
• Trading strategies
• Graphics
• Logos
• Software
• Website content
• Educational materials

is owned by or licensed to BM FOREX HUB LTD and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, copy, distribute, modify, publish, record, sell, or commercially exploit our content without prior written permission.

8. Acceptable Use

You agree not to:

• Share paid course materials without authorization.
• Copy or redistribute trading strategies.
• Attempt to hack or disrupt our systems.
• Upload malicious software.
• Impersonate another person.
• Use our Services for unlawful purposes.
• Engage in harassment, abuse, or discriminatory conduct within our community.

Violation of these Terms may result in immediate suspension or termination of your account.

9. Financial Risk Disclosure

Trading Forex, CFDs, cryptocurrencies, commodities, indices, stocks, and other leveraged financial instruments involves significant risk.

You acknowledge that:

• Trading may result in substantial financial losses, including the loss of your entire investment.
• Past performance is not indicative of future results.
• Educational materials are not guarantees of profitability.
• All trading decisions are made solely at your own risk.

BM FOREX HUB LTD is not responsible for any trading losses or investment decisions made by users.

10. No Financial Advice

Nothing contained within our Services constitutes:

• Financial advice
• Investment advice
• Legal advice
• Tax advice
• Accounting advice

Users should seek independent professional advice before making financial decisions.

11. Third-Party Services

Our Services may reference or link to third-party brokers, exchanges, payment providers, or external websites.

BM FOREX HUB LTD does not control or endorse third-party services and is not responsible for their content, policies, products, or performance.

12. Limitation of Liability

To the fullest extent permitted by law, BM FOREX HUB LTD, its directors, employees, instructors, affiliates, and partners shall not be liable for any:

• Direct damages
• Indirect damages
• Incidental damages
• Consequential damages
• Loss of profits
• Loss of trading capital
• Data loss
• Business interruption

arising out of or related to the use of our Services.

13. Indemnification

You agree to indemnify and hold harmless BM FOREX HUB LTD and its officers, employees, instructors, affiliates, and representatives from any claims, liabilities, damages, losses, costs, or expenses arising from:

• Your use of the Services.
• Your breach of these Terms.
• Your violation of applicable law.
• Your infringement of another person’s rights.

14. Suspension and Termination

We reserve the right to suspend or terminate your account without prior notice if:

• You violate these Terms.
• You engage in fraudulent activity.
• You misuse our Services.
• We are required to do so by law.

Termination does not affect any accrued rights or obligations.

15. Privacy

Your use of our Services is also governed by our Privacy Policy, which explains how we collect, process, and protect your personal information.

16. Changes to These Terms

BM FOREX HUB LTD may revise these Terms at any time.

Updated Terms become effective upon publication on our website. Continued use of the Services constitutes acceptance of the revised Terms.

17. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the Republic of Kenya.

Any dispute arising from these Terms shall be subject to the exclusive jurisdiction of the competent courts of Kenya.

18. Contact Information

BM FOREX HUB LTD

Website: https://bmforexhub.exchange
Email: info@bmforexhub.exchange
Phone: +254 780 618 608

Business Address:
Shoppers Paradise Building, 4th Floor
Kenyatta Avenue
Nakuru, Kenya

19. Entire Agreement

These Terms of Service, together with our Privacy Policy and any other policies expressly incorporated by reference, constitute the entire agreement between you and BM FOREX HUB LTD regarding your use of the Services and supersede all prior agreements or understandings relating to the Services.